This Privacy Policy governs the collection, processing, storage, and protection of personal and financial information provided by clients accessing our global investment portal and white-label trading app operated in association with India INX GA.

We collect personal and transactional data required to fulfil regulatory obligations and execute global trades. This includes:

• 2.1 Identity Data: Full name, date of birth, PAN, Aadhaar or Passport details, and photograph.
• 2.2 Contact Data: Residential address, phone number, and primary email address.
• 2.3 Financial Data: Bank account details, bank statements, income proof, tax status, and LRS remittance tracking history.
• 2.4 Technical Data: IP address, unique device identifier, browser specifications, login timestamps, and app performance logs.

Your information is processed strictly for legitimate operational and compliance purposes, including:

• 3.1 Compliance Verification: Executing KYC, AML, and background verification checks under PMLA and IFSCA rules.
• 3.2 Account Establishment: Setting up your international trading account with India INX GA and clearing custodians.
• 3.3 Transaction Processing: Routing trade orders, generating contract notes, maintaining portfolio ledgers, and facilitating LRS bank transfers.
• 3.4 Communication & Service: Sending trade confirmations, regulatory alerts, security OTPs, and customer support communications.

We do not sell, rent, or commercialize your personal information. Data is shared strictly on a need-to-know basis with:

• 4.1 Strategic Partners: India INX Global Access IFSC Ltd, overseas clearing houses, and custodians for trade settlement.
• 4.2 Banking Partners: Authorized Dealer Category-I banks for processing A2 form remittances under LRS.
• 4.3 Statutory Authorities: SEBI, RBI, IFSCA, Income Tax Department, or enforcement agencies upon lawful demand.

Our web portal uses essential cookies and security tokens to maintain active sessions, prevent fraudulent logins, and optimize portal performance. Users can control cookie settings through their browser preferences.

We implement enterprise-grade security protocols, including 256-bit SSL encryption, firewalls, multi-factor authentication (MFA), and secure cloud storage, ensuring data confidentiality and preventing unauthorized access.

Client records, KYC documentation, and trade logs are retained for a minimum period of five years following account closure or as mandated by statutory financial regulations in India.

Clients retain the right to inspect, review, and request updates to their personal information. Correction requests can be submitted to our Privacy Officer by email.

Kothari Consultancy reserves the right to modify this Privacy Policy as regulatory guidelines evolve. Material updates will be published on our website with an updated effective date.

If you have questions or grievances regarding data privacy, please contact us.